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Risky Business

Is your chapter doing enough
to limit liability and protect its members?

The first in a series of articles, find out what you can do
to help your chapter and its members manage risky behavior.

By Robert LaChausse and Fran Vincent

      Risk management – two little words that mean "no fun" to many Greeks, but mean "reduced liability" to their advisors and universities – is a necessary ingredient in chapter management and welfare. Often unpopular with chapter members, risk management policies are guidelines and rules that help chapters manage risk and liability in areas such as alcohol-related accidents, athletics, new-member programs, social activities, and sexual harassment.

      All nationals have risk management policies. Unfortunately, few locals are aware of what risk management means, and how and why their chapters should adopt such policies. Locals are often at the most risk because few have the funds for liability insurance, legal counsel or risk management advisors. As local Greeks move into the 21st Century and interact with an increasingly sue-happy society, it’s imperative to develop risk management guidelines – and follow them through. In a university judicial review or court of law, a chapter and its officers have to show that they did everything they could to limit liability and risk in all situations.

      Greeks need risk management. So where should you start? How can locals develop their own risk management policies? Before you begin, you have to understand what obstacles risk management faces in national chapters and why. These are the same obstacles you will face if you don’t plan ahead and educate your chapter first.

      Those of us familiar with risk management know that it has a serious PR problem among undergrads, despite the fact that such policies are designed to protect members.

      Risk management guidelines are rigid and unbreakable, often forcing members to disregard policies or interpret them in a way that is not conducive to an effective risk management program. For instance, the Interfraternity Conference guidelines concerning guest attendance, for a very long time, has required that no more than three times the number of members of the fraternity can be present at an event where alcohol is being consumed. Some wonder whether that is a practical request or if it is even enforceable.

      Another reason risk management is so ill received by members is that models and programs prescribed by advisors, university officials and officers, although well intended, are so impractical that they are often neglected until the risks have turned into a crisis.

      Such is the case with alcohol consumption. Alcohol education has never reached the mark because most alcohol education has focused on the harmful effects of alcohol consumption rather then on responsible use and health behaviors.

      Essentially, risk management in Greek organizations has focused on education and prevention rather than addressing the behaviors and beliefs associated with high risk activities.

      Risk management should be examined in all domains: socials and parties, athletics, housing, new member activities and other activities typically associated with Greek organizations. This means that risk management should include identifying potential risks, implementing a risk management strategy and educating the chapter and Greek community to create high risk behavior change.

      Start writing down your chapter's activities. What kind of parties and social gatherings do you have? When and how is alcohol involved? Do you participate in athletic teams? What about new member activities? What do your new members do to join the organization? In two weeks, we'll show you how to rate your chapter's activities on the Low-Risk/High-Risk Continuum and what that risk could mean to your members.

What's your opinion? Got a story or a comment on this week’s article?

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Copyright Fran Vincent 1997.